Interest Rates For Personal Loan
Banks/Rates |
CAT A |
CAT B |
Others |
Pre Payment Charges |
Processing Fees |
|
ICICI Bank
|
13.99% - 14.75% (For Special Companies) 15.50% (Salary Above 75,000) 16% (Salary 50,000 -75,000) 17% (Salary 30,000 -50,000) 18.25% (Salary 20,000 -30,000) 18.50% (Less Than 20,000) |
15.50% (Salary Above 75,000) 16% (Salary 50,000 -75,000) 17% (Salary 30,000 -50,000) 18.25% (Salary 20,000 -30,000) 18.50% (Less Than 20,000) |
15.50% (Salary Above 75,000) 16% (Salary 50,000 -75,000) 17% (Salary 30,000 - 50,000) 18.25% (Salary 20,000 -30,000) 18.50% (Less Than 20,000) |
5% |
0.8% for special companies else 2% |
|
HDFC Bank
|
13.99% - 14.75% (For Special Companies) 15.75% (for 75,000 & above salary) 16.25% (for 50,000-75,000 salary) 17% (for 35,000-50,000 salary) 18% (below 35,000 salary) 12.99% - 14% (Special Rates for Loan Amount b/w 10lacs - 20lacs) |
15.75% (for 75,000 & above salary) 16.25% (for 50,000-75,000 salary) 17% (for 35,000-50,000 salary) 18% (below 35,000 salary) 12.99% - 14% (Special Rates for Loan Amount b/w 10lacs - 20lacs) |
20% |
4% |
0.8% - 1.75% (for Special Companies) 2% (HDFC |
|
Bajaj Finserv
|
15% - 16% |
16% |
16.50% - 17% |
Nil Prepayment |
Upto 2% |
|
ING Vysya
|
13.75% (for 1.5lac & above salary) 14.25% (for 75,000 - 1.49lac salary) 15.75% (for 40,001 - 75,000 salary) 17.25% (for 25,000 - 40,000 salary 0.5% Waiver for Ing Salary Account Holder) |
13.75% (for 1.5lac & above salary) 14.50% (for 75,000 - 1.49lac salary) 16.25% (for 40,001 - 75,000 salary) 17.25% (for 25,000 - 40,000 salary 0.5% Waiver for Ing Salary Account Holder) |
14.99% (for 75,000 & above salary) 16.75% (for 40,000 - 75,000 salary) 18.25% (for 25,000 - 40,000 salary 0.5% Waiver for Ing Salary Account Holder) |
Nil Foreclosure Charges Special Offer*. Valid till (30th Nov'13 |
1.5% (For ING Salary Account Holder), other wise 1.75% - 2% |
|
Kotak Bank
|
13.99% (For Special Companies) 15% |
16.50% |
18% - 19% |
4% |
0.75% (for Special Companies) else 2% |
|
State Bank of India/SBI
(SBI Saral)
|
18.50% |
18.50% |
18.50% |
N.A |
N.A |
|
Fullerton India
|
16% - 32% |
16% - 32% |
16% - 32% |
4% |
2% |
|
Standard Chartered Bank
|
16% - 17% |
17% - 18% |
19% - 22% |
2% - 5% |
2% |
|
HDBFS
|
16% (for 75,000 & above salary) 17% (for 35,000 - 75,000 salary) 18% (below 35,000 salary) |
16% (for 75,000 & above salary) 17% (for 35,000 - 75,000 salary) 18% (below 35,000 salary) |
17% (for 75,000 & above salary) 18% (for 35,000 - 75,000 salary) 21% ( below 35,000 salary) |
NIL for Select Corporates Employees (CAT A & B) 4% For Rest |
1% - 2% |
|
Citibank
|
16% (upto 30,000 salary) 15% (above 30,000 salary) |
17% ( upto 30,000 salary) 16% (above 30,000 salary) |
17% (upto 30,000 salary) 16% (above 30,000 salary) |
3% |
1% - 2% |
|
IndusInd Bank
|
14% - 17% |
1% - 2% |
||||
Axis Bank
|
15% (For Super CAT A) 16% (For CAT A) |
17% |
19% - 20% |
Nil |
2% |
|
Andhra Bank
|
15.75% - 16.75% |
16.75% - 18.75% |
Rs250 - Rs1000/- |
|||
Bank of Baroda
|
14.75% |
14.75% |
||||
Corporation Bank
|
14.50% ((undertaking letter required) ) |
N.A |
N.A |
N.A |
N.A |
|
United Bank Of India
|
16% (12%(For pensioners)) |
16% - 18% (12%(For pensioners)) |
16% - 18% (12%(For pensioners)) |
N.A. |
N.A. |
|
Vijaya Bank
|
16% |
N.A |
N.A |
N.A. |
N.A. |
|
Indian Bank
|
13.70% - 14.20% |
13.70% - 14.20% |
13.70% - 14.20% |
N.A |
0.50% on the loan amount with min of Rs 500/- |
|
Bank of India
|
15% |
15% |
15% |
N.A |
2% |
|
Canara Bank
|
14.95% |
14.95% |
14.95% |
N.A |
0.25 % |
|
Transfer your personal loan to HDFC Bank |
As Low As 12.99% |
Flat Processing Fee of Rs 999/- |